PMAY: Pradhan Mantri Awas Yojana (Urban) Benefits and Procedure and All Details - 2021

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 PMAY: Pradhan Mantri Awas Yojana (Urban) Benefits and Procedure and All Details - 2021

Pradhan Mantri Awas Yojana 2020-21: PMAY-HFA (Urban) pmaymis.gov.in: The Pradhan Mantri Awas Yojana (Urban) Mission was launched on 25 June 2015 with the aim of providing housing for all urban people by 2022.

The Pradhan Mantri Awas Yojana (PMAY) program was launched by the Government of India to increase the availability of housing compared to land-based housing.

What is Pradhan Mantri Awas Yojana | What is an Integrated Credit Support Scheme (CLSS) | Who are eligible under the PMAY | PMAY 2020 List - Pradhan Mantri Awas Country List Gujarat.pradhan Mantri List 2020

About Pradhan Mantri Awas Yojana (PMAY)

The Pradhan Mantri Awas Yojana (PMAY) program was launched by the Government of India to increase the capacity of housing in the full real estate sector. The program aims to achieve its goal of “Houses for All” 31 March 2022, the 150th anniversary of Mahatma Gandhi's birthday, by building 20 million houses nationwide.

Depending on the area under consideration, the Yojana has two parts - Urban and Gramin.

The Pradhan Mantri Awas Yojana (Urban) Mission was launched on 25 June 2015 aimed at providing housing in urban areas by 2022. The Mission provides intermediate assistance to operational agencies through the States / Union Territories (UTs) and Central Nodal Agencies (CNAs) by providing housing to all eligible families or eligible against the approved housing requirement of approximately 1.12 cr. According to the PMAY (U) guidelines, the size of the EWS is approximately 30 sq. M. Mt. carpet area, but States / UTs have the potential to strengthen the size of their homes in consultation with the Department

Continuing the Government's current efforts to empower girls from EWS and LIG in contrast to previous programs, PMAY (U) has made compulsory arrangements for a female head of state to own or be one of the owners of a House under this Mission. Verticals of PMAY (Urban) A selection basket is approved to ensure the inclusion of a large number of people who calculate their income, finances and land acquisition through four methods.

Who is eligible for Pradhan Manti Awas Yojana | how to apply for the PMAY | how to check your name on PMAY 2019 Benefit List | | Is Pradhan Mantri Yojana available to home mortgage lenders |

PMAY -Pradhan Mantri Awas Yojana: Features and Benefits:

Features and benefits:

The purpose of "Housing for All" for a densely populated area was established from 17.06.2015 to provide intermediate assistance to the implementing agencies. The Credit Payment Scheme is provided under this program.

In the Medium Revenue Group (MIG), interest grants will be provided on mortgages (including repurchase) loans.

For the Weak Economy (EWS) / Lower Income Group (LIG), interest-bearing grants will be provided on housing loans for housing. Credit Linked Subsidies will be available for home loan by installing a new sign to build and add rooms, kitchens, toilets etc to existing houses such as additional houses.

The interest-based interest benefit will be on top of the principal payment.

Availability and interest rate depend on compliance with the various grading process under the scheme.


The beneficiary family will have a husband, wife, unmarried sons and / or unmarried daughters.

A member who leads an adult (regardless of marital status) can be treated as a separate household

Eligibility Terms:

Applicants will be eligible under these machines to meet all of the following criteria:

The beneficiary family should not have a pucca house (a permanent residence for all weather) either in his name or on behalf of any member of his family in any part of India.

The beneficiary family should not have received moderate assistance under any housing program from the Indian Government / State government.

The beneficiary family should not have used any PMAY - CLSS support from any of the Basic Loan Centers (‘PLI’).

All Official Cities in terms of Census 2011 and subsequent cities will be able to access information under the Mission.

The construction / extension of the loan must be completed within 36 months from the date of the first installment of the loan.

Additional provisions of the LIG / EWS section only: Houses built / acquired with Medium aid under Mission must be in the name of the female head of the family or in the joint name of the head of the household and his wife, and only in cases where there is no adult female member of the family. .

Important Link

Pradhan Manti Awas Yojana 2021 LIST


Who is the right person for Pradhan Manti Awas Yojana?

The following individuals and families are eligible for this program:

Poor Economic Sector (EWS) - Households with an annual income of up to Rs. 3 Lakh.

Low Income Group (LIG) - Families with an annual income between Rs. 3 Lakhs and Rs. 6 Lakh.

Middle Income Group I (MIG I) - Families within an annual income of between Rs. 6 Lakh and Rs. 12 Lakh.

Middle Income Group II (MIG II) - Families with an annual income between Rs. 6 Lakh and Rs. 12 Lakh.

Women in the EWS and LIG sectors.

Organized Caste (SC), Tribe Tribe (ST), and Other Backward Class (OBC)

In addition to the above, beneficiaries can benefit from the scheme by meeting a few of these eligibility criteria -

He should not have a house to fulfill the qualifications of Pradhan Mantri Awas Yojana

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