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This is the best policy of LIC

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 This is the best policy of LIC


LIC Tech Term Plan No. 854 is considered to will be the best policy of LIC. This is considered to be the cheapest policy among all term policies of LIC. this People between 18 years to 65 years can buy this policy. In this plan, you will have to take a flight policy of at least Rs 50 lakh. Can't take less than this. This policy will work till the person reaches the age of 80 years. Not after that. This policy can be taken for a minimum of 10 years and a maximum of 40 years. This policy is available only for those people who have their own income.



This is the best policy of LIC. Three premium payment options are available in this policy. The first is the regular premium, which means the premium is to be paid for the number of years the policy is in force. Within the limited premium term, premiums can be paid for a total policy term of five years or 10 years. The third option is Single Premium, i.e. paying the total premium in one go at the time of taking the policy.

How old is the policy?

This is the best policy of LIC, the biggest feature of this policy is death benefit. There are three ways to get money. After the death of the policyholder, the nominee can get the entire amount in one go. The second way is installment. In which the this nominee gets money in the form of installments for 5 years, 10 or 15 years. The third option is lump sum and instalments. Some part of it is given in Lumsum and some part is given for 5 years, 10 years or 15 years.

The insured can choose any one of these 3 options at the time of taking the policy. Non-smokers get the facility of paying a lower premium in this policy. If a woman takes this policy, then she also gets a discount in the premium.

How much premium should be paid?

This is the best policy of LIC, it is an online policy, which can be taken online only. This policy can be purchased by visiting LIC's website. This policy is a term insurance policy, under which the insured gets the sum assured in case of death. In this, like other policies, maturity money is not available. If the policyholder survives till the end of the policy term, he/she does not get any money.


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death benefit facility

This is the best policy of LIC, in case of death during the policy, many facilities are given to its nominee. a Limited premium and regular premium plans are available. However, there are some gaps in the single plan. If the life assured dies and the nominee will get 7 times the annual income. The nominee will get 105 percent of the total premiums received till the date on which the life assured dies. The full amount of the sum assured this is given to the nominee.v

single premium rule

This is the best policy of LIC. On the death of the insured, the nominee gets 125% of the single premium.

Even in case of death, the entire sum assured is given to the nominee.

Since this policy is a term plan, the life assured does not get any maturity amount.

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